At Arth Capital, we don't just manage investments — we understand your goals, your family, and the life you're building. Trusted by 500+ families across Chhattisgarh since 2018.
Three core pillars — growing your wealth, protecting it, and sustaining it for generations.
Goal-based portfolios across equity, debt, hybrid and ELSS — tailored to your risk profile and timeline.
The right life and health coverage is the foundation of every sound financial plan. We find policies that genuinely protect.
Build your retirement corpus today so the life you've worked hard for continues on your terms.
We are not a call centre. We're partners who sit with you and give the same advice we'd give our own family.
Every recommendation starts with your goals — not commissions or trending funds.
We look at your entire family's financial picture — income, protection, future goals — holistically.
Portfolio updates, market insights, quick answers — always accessible on WhatsApp in plain language.
Quarterly reviews with clear insights on what's working, what isn't, and exactly what to do next.
All communication in Hindi or your preferred language — no jargon, no confusion.
Fully registered and compliant with all SEBI and AMFI guidelines. Your money is in safe hands.
A no-obligation conversation to understand your goals, income, and risk comfort.
A customised investment plan covering mutual funds, insurance and retirement.
Complete KYC and start your SIP in under 15 minutes — fully digital.
Quarterly reviews and always a WhatsApp message away.
| Option | ₹5,000/month × 10 Years | Total Invested | Est. Returns | Final Value |
|---|---|---|---|---|
| 🏆 Mutual Fund SIP @ 12% CAGR | ✅ Best Option | ₹6.00 Lakhs | +₹5.61 Lakhs | ₹11.61 Lakhs |
| Fixed Deposit @ 7.0% p.a. | Average | ₹6.00 Lakhs | +₹2.75 Lakhs | ₹8.75 Lakhs |
| Savings Account @ 3.5% p.a. | Poor | ₹6.00 Lakhs | +₹1.29 Lakhs | ₹7.29 Lakhs |
*Indicative. Mutual Fund returns are not guaranteed. Past performance is not indicative of future returns.
"I was completely clueless about investing when I first met Ayush. He explained everything in Hindi so patiently. Three years later, I have more savings than in the previous decade combined."
"Vibhor helped us plan our daughter's education fund when she was just 2. Now she's 10 and the corpus is growing beautifully. Quarterly reviews give us complete clarity."
"When markets crashed in 2022, I panicked and wanted to exit. Ayush showed me the data and convinced me to stay invested. My portfolio has since recovered and is at all-time highs."
Market volatility can be unsettling, but a disciplined SIP strategy has historically delivered superior long-term returns.
Your age and health today are your most valuable assets when it comes to affordable life insurance.
Most people underestimate how much inflation erodes their retirement corpus.
Book a free 30-minute consultation. No pressure, no jargon — just an honest conversation.
Since 2018, Arth Capital has helped individuals and families across Chhattisgarh achieve financial freedom through disciplined, goal-based investing.
At Arth Capital, we believe every working family deserves access to the same quality of financial advice that was previously available only to the wealthy. Our mission is to make professional, transparent, and goal-focused investing accessible to all.
Founded by Ayush Jhawar and Vibhor Jain — both MBA Finance professionals from Raipur — we started Arth Capital because we saw how many people were missing wealth creation opportunities simply due to lack of proper guidance.
Today we manage over ₹50 Crore in assets for 500+ families across 12+ cities in Chhattisgarh, and grow — one trusted relationship at a time.
We recommend what is right for you, not what earns us the highest commission.
Complete clarity on fees, commissions, and performance. No hidden charges.
We build multi-decade relationships with families and grow with them.
Financial markets evolve. We stay updated so you don't have to.
Born and raised in Chhattisgarh. We understand local context and aspirations.
We respond within 24 hours. During volatility, we proactively reach out.
From your first SIP to your retirement corpus — we're with you at every step.
Mutual funds are the most powerful wealth-building tool available to individual investors. With compounding and rupee-cost averaging, even small regular investments grow into significant wealth.
We select the right fund categories based on your goals, risk tolerance, horizon and tax situation — then monitor and rebalance quarterly.
Insurance is not about dying — it's about ensuring your family's dreams survive even if you're not there. Most people are either over-insured in wrong products or dangerously under-protected.
We audit your existing policies, identify gaps, and recommend the most cost-effective coverage from the best insurers in India.
Retirement planning is the most important — and most neglected — aspect of personal finance in India. With increasing life expectancy and rising inflation, you need a substantially larger corpus than most people estimate.
We use detailed cash-flow modelling to calculate your exact retirement corpus requirement, then build a customised investment strategy to get you there.
Book a free consultation today — no commitment required.
Plan your SIP, lumpsum, goals, and retirement. Download branded PDF reports instantly.
*Estimates only. Subject to market risks.
A team of qualified professionals committed to your wealth — honest, personal, and expert.
MBA Finance with 8+ years in wealth management. Specialises in goal-based portfolio construction, SIP strategy, and client relationship management. Has personally guided 250+ families in Chhattisgarh to start and grow their investment journey.
MBA Finance with deep expertise in mutual fund distribution, insurance advisory, and HNI portfolio planning. Leads business development and institutional relationships. Known for structuring insurance portfolios that genuinely protect when needed.
Practising Chartered Accountant with expertise in taxation, financial planning, and ELSS advisory. Provides integrated tax + investment strategies for business owners and salaried professionals. Ensures every client optimises their tax liability alongside wealth creation.
Qualified Company Secretary managing all regulatory compliance, SEBI/AMFI filings, KYC documentation, and grievance redressal. Ensures 100% compliance across all operations. Single point of contact for all regulatory matters and investor grievances.
Expert commentary, market insights, and financial education from the Arth Capital team.
Market volatility is an inevitable part of investing. Sensex has corrected more than 20% at least five times in the past decade. Yet investors who stayed disciplined with their Systematic Investment Plans during each of these downturns are today sitting on significantly higher wealth than those who paused or exited.
The mathematics behind SIPs are compelling: when markets fall, your monthly SIP buys more units at a lower price. When markets recover, those additional units generate higher returns. This is rupee-cost averaging in action — and it works remarkably well over 10–15 year horizons.
For a salaried professional investing ₹10,000/month in a well-diversified equity fund, a 15-year SIP at an assumed 12% CAGR generates approximately ₹50.46 Lakhs against an investment of just ₹18 Lakhs. That's ₹32 Lakhs in wealth creation from consistent, disciplined investing.
Key Takeaway: Don't try to time the market. Time in the market, through disciplined SIP investing, consistently outperforms market timing over long horizons.
A ₹1 Crore term insurance policy at age 30 costs approximately ₹8,000–₹10,000 per year for a non-smoker in good health. The same policy at age 35 costs ₹12,000–₹15,000. By age 40, premiums cross ₹20,000–₹25,000 annually.
The difference over a 30-year policy term can be lakhs in total premium — for identical coverage. Beyond cost, health conditions develop with age that can either increase premiums significantly or lead to outright rejection.
Our Recommendation: If you have dependents, buy a pure term cover of at least 10–12 times your annual income today — not next year.
Most people answer "₹1 Crore" when asked how much they need to retire. In reality, for a 30-year-old planning to retire at 60, ₹1 Crore in today's money will be worth only ₹17–20 Lakhs by retirement — adjusted for 6% annual inflation over 30 years.
If you currently spend ₹50,000/month, inflation at 6% means your expenses at retirement will be approximately ₹2.87 Lakh/month. To sustain this for 25 years, you would need a corpus of approximately ₹5–6 Crore.
The good news: starting early makes this very achievable. A 30-year-old needs to invest approximately ₹18,000–₹22,000/month for 30 years to build a ₹5 Crore corpus at 12% CAGR.
Use our Retirement Calculator above to find your personalised corpus requirement. The numbers might surprise you — in a good way.
Book a free 30-minute consultation. No commitment, no pressure — just an honest discussion about your goals.
We typically respond within a few hours. For urgent queries, reach us directly on WhatsApp.
📋 AMFI ARN: ARN-186247
🛡️ SEBI SCORES: scores.sebi.gov.in
📩 Grievance: capitalarth@gmail.com
Last updated: January 1, 2025
We collect: name, email, phone, PAN (for KYC), date of birth, address, financial details relevant to investment planning, and communication preferences.
We share data only with: (a) AMCs for investment transactions; (b) KYC Registration Agencies (KRAs); (c) BSE/NSE platforms; (d) Regulatory authorities as required by law. We do not sell, rent or trade your personal information.
We implement appropriate technical and organisational measures to protect your personal information. All financial data is transmitted using SSL/TLS encryption.
You have the right to access, correct, or request deletion of your personal information, subject to regulatory retention requirements. Contact us at capitalarth@gmail.com.
Email: capitalarth@gmail.com | Arth Capital, Telibandha, Raipur, Chhattisgarh – 492 006
Last updated: January 1, 2025
By using the Arth Capital website and services, you agree to these Terms. If you do not agree, please do not use our services.
Arth Capital is an AMFI Registered Mutual Fund Distributor (ARN-186247). We provide mutual fund distribution and general financial advisory. We are not a SEBI Registered Investment Adviser (RIA) and our services do not constitute investment advice under SEBI (Investment Advisers) Regulations, 2013.
All mutual fund investments are subject to market risks. Past performance does not indicate future performance. NAV may go up or down. Read all scheme-related documents carefully before investing.
Any return figures mentioned are indicative, based on historical performance, and are not guaranteed. Arth Capital does not guarantee any specific return.
These terms are governed by the laws of India. Jurisdiction: Courts in Raipur, Chhattisgarh.
Last updated: January 1, 2025
Mutual Fund investments are subject to market risks, including possible loss of principal. The value of your investment can go up or down depending on market conditions, interest rates, currency fluctuations, and government policy changes.
Arth Capital is registered as a Mutual Fund Distributor with AMFI. ARN: ARN-186247. This registration does not imply SEBI endorsement of the quality of services.
The information and calculators on this website are for educational and illustrative purposes only. They do not constitute investment advice or any professional financial service. Please consult a qualified financial advisor before making investment decisions.
As a mutual fund distributor, Arth Capital receives commissions from Asset Management Companies (AMCs) for distributing their schemes. These are disclosed in scheme documents and client agreements in line with AMFI guidelines.
For complaints contact: capitalarth@gmail.com | +91 95893 52662. Register complaints on SEBI SCORES or AMFI India.