At Arth Capital, we don't just manage your investments — we understand your goals, your family, and the life you're building. Trusted by 500+ families across Chhattisgarh since 2018.
We focus on three core pillars — growing your wealth, protecting it, and sustaining it across generations.
Goal-based portfolios across equity, debt, hybrid and ELSS funds — tailored to your risk profile and financial timeline.
The right life and health coverage is the foundation of every sound financial plan. We find policies that genuinely protect your family.
Build your retirement corpus today so the life you've worked hard for continues on your terms — without financial stress or dependence.
We are not a call centre or a trading app. We are partners who sit across the table from you and give the same advice we'd give our own family.
Every recommendation starts with your goals — not commissions, not trending funds, not market noise.
We look at your entire family's financial picture — income, protection needs, future goals — holistically.
Portfolio updates, market insights, and quick answers — always accessible in plain language on WhatsApp.
Quarterly portfolio reviews with clear insights on what's working, what isn't, and exactly what to do next.
All communication in Hindi or your preferred language — no jargon, no confusion, just clarity.
Fully registered and compliant with all SEBI and AMFI guidelines. Your money is in safe, regulated hands.
We've made the investment process as simple and transparent as possible — so you can focus on your goals, not the paperwork.
A no-obligation conversation to understand your financial goals, income, family situation, and risk comfort.
A customised investment plan covering mutual funds, insurance, and a retirement roadmap — just for you.
Complete your KYC and start your SIP in under 15 minutes — fully digital, fully paperless. No branch visits.
Quarterly portfolio reviews, regular market updates, and always a WhatsApp message away.
Historical data clearly shows the wealth-building advantage of disciplined SIP investing over traditional options.
| Investment Option | ₹5,000/month × 10 Years | Total Invested | Estimated Returns | Final Value |
|---|---|---|---|---|
| 🏆 Mutual Fund SIP @ 12% CAGR (historical avg.) |
✅ Best Option | ₹6.00 Lakhs | +₹5.61 Lakhs | ₹11.61 Lakhs |
| Fixed Deposit @ 7.0% p.a. |
Average | ₹6.00 Lakhs | +₹2.75 Lakhs | ₹8.75 Lakhs |
| Savings Account @ 3.5% p.a. |
Poor | ₹6.00 Lakhs | +₹1.29 Lakhs | ₹7.29 Lakhs |
*Indicative figures based on historical averages. Mutual Fund returns are not guaranteed. Past performance is not indicative of future returns.
"I was completely clueless about investing when I first met Akshay. He explained everything in Hindi so patiently. Three years later, I have more savings than in the previous decade combined."
"Vibhor helped us plan our daughter's education fund when she was just 2. Now she's 10 and the corpus is growing beautifully. The quarterly reviews give us complete clarity on our goals."
"When markets crashed in 2022, I panicked and wanted to exit. Akshay showed me the data and convinced me to stay invested. My portfolio has since recovered and is at all-time highs."
Market volatility can be unsettling, but a disciplined SIP strategy has historically delivered superior long-term returns.
Your age and health today are your most valuable assets for affordable life insurance. Here's why you shouldn't delay.
Most people underestimate how much inflation erodes their retirement corpus. We break down the real numbers.
Book a free 30-minute consultation with Akshay or Vibhor. No sales pressure, no jargon — just an honest conversation about your future.
Since 2018, Arth Capital has been helping individuals and families across Chhattisgarh achieve financial freedom through disciplined, goal-based investing.
At Arth Capital, we believe every working family deserves access to the same quality of financial advice that was previously available only to the wealthy. Our mission is to make professional, transparent, and goal-focused investing accessible to all.
Founded by two Chartered Accountants from Raipur — Akshay Bansal and Vibhor Parekh — we started Arth Capital because we saw how many people were missing out on wealth creation simply due to lack of proper guidance.
Today, we manage over ₹50 Crore in assets for 500+ families across 12+ cities in Chhattisgarh, and we continue to grow — one trusted relationship at a time.
We recommend what is right for you, not what earns us the highest commission. Our interests are always aligned with yours.
Complete clarity on fees, commissions, and portfolio performance. No hidden charges, no fine print surprises.
We are not transaction-focused. We build multi-decade relationships with families and grow with them.
Financial markets evolve constantly. We stay updated so you don't have to. Your money is always in informed hands.
Born and raised in Chhattisgarh, we understand the local context, language, and aspirations of our clients.
We respond within 24 hours. During market volatility, we proactively reach out — you are never left wondering alone.
From your first SIP to your retirement corpus — we're with you at every step of your financial journey.
Mutual funds are the most powerful wealth-building tool available to individual investors today. With the power of compounding and rupee-cost averaging, even small regular investments can grow into significant wealth over time.
We help you select the right fund categories based on your goals, risk tolerance, investment horizon, and tax situation — then monitor and rebalance your portfolio quarterly.
Insurance is not about dying — it's about ensuring your family's dreams survive even if you're not there. Most people are either over-insured in wrong products or dangerously under-protected.
We audit your existing policies, identify gaps, and recommend the most cost-effective coverage across life, health, and critical illness — from the best insurers in India.
Retirement planning is the most important — and most neglected — aspect of personal finance in India. With increasing life expectancy and rising inflation, you need a substantially larger corpus than most people estimate.
We use detailed cash-flow modelling to calculate your exact retirement corpus requirement, then build a customised investment strategy using a combination of mutual funds, NPS, and PPF to get you there.
Book a free consultation today. No commitment required.
Powerful calculators to plan your SIP, lumpsum, goals, and retirement. Download personalised PDF reports instantly.
*Returns are estimated. Not a guarantee. Subject to market risks.
Two Chartered Accountants who left the corporate world to build something better — honest, personal financial advisory for every family.
Akshay is a Chartered Accountant with over 8 years of experience in personal finance, mutual fund advisory, and tax planning. He specialises in goal-based portfolio construction and retirement planning. Known for his patient, in-depth explanations — especially in Hindi — Akshay has helped over 300 families across Chhattisgarh start their investment journey.
Akshay holds an AMFI ARN certification and is trained in behavioural finance, helping clients stay calm and invested during market turbulence.
Vibhor is a Chartered Accountant specialising in comprehensive financial planning, insurance advisory, and wealth structuring for high-net-worth individuals and business families. With 7+ years of experience in financial services, he brings deep expertise in identifying protection gaps and structuring insurance portfolios that truly deliver when needed.
Vibhor leads client onboarding, portfolio reviews, and the firm's CRM operations — ensuring every client receives a personalised, consistent experience.
Expert commentary, market insights, and financial education from the Arth Capital team.
Market volatility is an inevitable part of investing. Sensex has corrected more than 20% at least five times in the past decade. Yet, investors who stayed disciplined with their Systematic Investment Plans (SIPs) during each of these downturns are today sitting on significantly higher wealth than those who paused or exited.
The mathematics behind SIPs are compelling: when markets fall, your monthly SIP buys more units at a lower price. When markets recover, those additional units generate higher returns. This is rupee-cost averaging in action — and it works remarkably well over 10–15 year horizons.
For a salaried professional investing ₹10,000/month in a well-diversified equity fund, a 15-year SIP at an assumed 12% CAGR would generate approximately ₹50.46 Lakhs against an investment of just ₹18 Lakhs. That's a wealth creation of ₹32 Lakhs from consistent, disciplined investing.
Key Takeaway: Don't try to time the market. Time in the market, through disciplined SIP investing, consistently outperforms market timing strategies over long horizons.
A ₹1 Crore term insurance policy at age 30 costs approximately ₹8,000–₹10,000 per year for a non-smoker in good health. The same policy at age 35 costs approximately ₹12,000–₹15,000 per year. By age 40, premiums can cross ₹20,000–₹25,000 annually.
The difference over a 30-year policy term can be lakhs of rupees in total premium — for identical coverage. Beyond cost, health conditions develop with age that can either increase premiums significantly or lead to outright rejection of proposals.
The core principle: buy term insurance when you're young, healthy, and don't need it — because that's when it's cheapest, and that's when it's easiest to get.
Our Recommendation: If you have dependents (spouse, children, aging parents), buy a pure term life cover of at least 10–12 times your annual income. Do it today, not next year.
Most people answer "₹1 Crore" when asked how much they need to retire comfortably. In reality, for a 30-year-old planning to retire at 60, ₹1 Crore in today's money will be worth only around ₹17–20 Lakhs by the time they retire — adjusted for 6% annual inflation over 30 years.
If you currently spend ₹50,000 per month, inflation at 6% means your expenses at retirement will be approximately ₹2.87 Lakh per month in nominal terms. To sustain this for 25 years of retirement, you would need a corpus of approximately ₹5–6 Crore, assuming a post-retirement return of 7–8% on your corpus.
The good news: starting early makes this very achievable. A 30-year-old needs to invest approximately ₹18,000–₹22,000 per month in equity funds for 30 years to build a ₹5 Crore corpus — assuming a 12% CAGR.
Use our Retirement Calculator above to find out your personalised corpus requirement and required monthly investment. The numbers might surprise you — in a good way.
Book a free 30-minute consultation. No commitment, no pressure — just an honest discussion about your financial goals.
We typically respond within a few hours. For urgent queries, reach us directly on WhatsApp.
📋 AMFI ARN: ARN-186247
🛡️ SEBI SCORES: scores.sebi.gov.in
📩 Grievance: capitalarth@gmail.com
Last updated: January 1, 2025
We collect information you provide directly to us, including: name, email address, phone number, PAN number (for KYC purposes), date of birth, address, financial details relevant to investment planning, and communication preferences.
We share your data only with: (a) AMCs (Asset Management Companies) for investment transactions; (b) KYC Registration Agencies (KRAs) for identity verification; (c) BSE/NSE platforms for transaction processing; (d) Regulatory authorities as required by law. We do not sell, rent, or trade your personal information to any third party for marketing purposes.
We implement appropriate technical and organisational measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. All financial data is transmitted using industry-standard SSL/TLS encryption.
You have the right to access, correct, or request deletion of your personal information, subject to regulatory retention requirements. Contact us at capitalarth@gmail.com to exercise these rights.
Email: capitalarth@gmail.com | Address: Arth Capital, Telibandha, Raipur, Chhattisgarh – 492 006
Last updated: January 1, 2025
By accessing or using the Arth Capital website and services, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.
Arth Capital is an AMFI Registered Mutual Fund Distributor (ARN-186247). We provide mutual fund distribution services and general financial advisory. We are not a SEBI Registered Investment Adviser (RIA) and our services do not constitute investment advice under the SEBI (Investment Advisers) Regulations, 2013.
All mutual fund investments are subject to market risks. Past performance of any scheme does not indicate future performance. The NAV of mutual fund units may go up or down depending on market conditions. Investors are requested to read all scheme-related documents carefully before investing.
Any return figures mentioned on this website are indicative, based on historical performance, and are not guaranteed. Arth Capital does not guarantee any specific return on investments made through us.
Clients are responsible for: providing accurate information during KYC; regularly reviewing their portfolio; informing us of material changes in their financial situation; reading all scheme-related documents before investing.
These terms are governed by the laws of India and the jurisdiction of courts in Raipur, Chhattisgarh.
Last updated: January 1, 2025
Mutual Fund investments are subject to market risks, including the possible loss of principal. The value of your investment can go up or down depending on various factors including market conditions, interest rates, currency fluctuations, and changes in government policy.
Arth Capital is registered as a Mutual Fund Distributor with the Association of Mutual Funds in India (AMFI). ARN: ARN-186247. This registration does not imply SEBI endorsement of the quality of services offered.
The information and calculators on this website are for educational and illustrative purposes only. They do not constitute investment advice, financial advice, or any professional financial service. Please consult a qualified financial advisor before making investment decisions.
As a mutual fund distributor, Arth Capital receives commissions from Asset Management Companies (AMCs) for distributing their schemes. These commissions are disclosed in the respective scheme documents and our client agreements in line with AMFI guidelines.
For any complaints or grievances, contact: capitalarth@gmail.com | +91 95893 52662. You may also register complaints on the SEBI SCORES portal at scores.sebi.gov.in or contact AMFI at amfiindia.com.